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9 BEST High Yield Savings Account of 2024Earn up to % Annual Percentage Yield (APY). Earn an exclusive introductory APY of up to % when you open a new Relationship Plus Money Market account. At BMO, we have chequing accounts with low fees, cash bonuses, & no fee Interac e-Transfers�. Easily open a chequing account online in 7 minutes! The BMO Savings Builder Account pays % APY, which is pretty low overall. The average savings account interest rate is % APY. The BMO.