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BMO HARRIS BANK BUSINESS CREDIT CARD: HOW TO GET IT ($500K. FICO 545+. No PG. 15.24%)??CREDIT S2�E426You need a credit score of or better for a BMO Harris Bank credit card. That means people with at least good credit are eligible to be. You have to be in one of the states they have branches in to get their cards but they are in several states. they are a canadian bank like TD. BMO CreditView, where you can get no-fee, no-impact access to your credit score so you can start monitoring and learn steps to build your credit today.