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? How to Activate BMO Harris Credit Card Online (Full Guide)To activate your credit card sign in to BMO Digital Banking. From the Account summary screen, select your credit card, click on �Manage card� and �Activate. To activate your BMO credit card, log in to your bank account online, go to the Account Summary page, select Manage Card, and then choose Activate Card. We're making it easier for cardholders to activate cards online. The card letter will advise the cardholder to activate using free.clcbank.org