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BMO ALTO High Yield Savings Account Review - Is It Worth It? (2024)The BMO Savings Builder account currently earns % APY, while the BMO Alto Online Savings account currently earns % APY. Rates can change at any time, so. Elite Gold. $, - $, Base interest rate. + % � Elite Platinum. $, - $, Base interest rate. + % � Elite Diamond. $,+. This Deposit Account Disclosure and Bank Fee Schedule, the separate Interest Rate Sheet and the Deposit Account Agreement for.