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?? BMO Alto High Yield Savings Account Review: Attractive Returns with User Friendly FeaturesThe BMO Alto Savings Account offers a competitive yield. There's no minimum opening deposit requirement and the account has no fees, according to the bank. BMO. BMO Alto only offers a high-yield savings account with no minimum deposit requirements and no monthly maintenance fees. And although APYs on. The BMO Alto Online Savings Account, the bank's high-yield savings option, allows you to earn % APY. There is a $0 minimum deposit and no fees.