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BMO Savings Amplifier and Savings GoalsMinimum balance. Along with no fees, account holders won't be subject to any account minimums, neither to open the account nor to maintain its. Rates vary for each term and range between % to % APY. You'll need a minimum balance of $1, to get started. Rates on BMO Alto CDs are. Fortunately, the minimum deposit for savings accounts is $1, making it possible for anyone to open a bank account, provided they meet the legal requirements.
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