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BMO Ascend World Elite Mastercard Credit Card Review - Watch Before you ApplyTravel Companion is any person who travels with the Primary Cardholder for the entire Trip and whose fare for transportation and/or accommodation was entirely. Credit card means the BMO CashBack World Elite Mastercard and any other payment device that BMO issues or provides to enable the cardholder to use the account. BMO Air Miles World Elite MasterCard cardholders now receive a 25% discount on one worldwide flight booking per calendar year, up to a maximum of Reward.