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Financial Technology TrustedChoice. For Chang, who serves as Altos' chairman, founding a financial institution in the heart of Silicon Valley is the realization of a dream he had as a Stanford undergraduate, when he and his friends, all quantitative economics majors, "toyed with the idea of opening a bank. Altos is building its leadership team. And PI Financial Corp. Vertin is eyeing a soft opening in November, giving the bank the opportunity to test and perfect its systems, followed by a more public "grand" opening early in

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