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BMO Alto High Yield Savings Review: Is It Worth It? (2024)The BMO Savings Builder account currently earns % APY, while the BMO Alto Online Savings account currently earns % APY. Rates can change at any time, so. BMO's Everyday Savings Account interest rates range from % to % or % bonus interest. Other savings accounts on the market can reach up to the 5%. The Bank of Montreal (BMO) savings interest rate is remarkably low at a % annual percentage yield (APY). This is comparable to rates at other big banks.